Disclosures

Important Disclosures

Boston Family Advisors LLC (“BFA”) is a registered investment advisor, located in the Commonwealth of Massachusetts. BFA investment advisory and related services for clients nationally. BFA will maintain all applicable registration and licenses as required by the various states in which BFA conducts business, as applicable. BFA renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.

Terms of Use

Please read these terms and conditions of use (“Terms”) carefully before using the website located at www.bostonfamilyadvisors.com (“website”) or any of the information or services provided by Boston Family Advisors LLC (collectively “BFA”, “we”, “our”, “us”) in connection with the website. By using the website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the website or any of the information or services provided by BFA in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the website. You may use your browser to download or print a copy of these Terms for your records.

BFA reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our website after we have posted changes to these Terms, you are agreeing to these Terms as modified.

These terms were last updated on 4/24/2023

Risk Disclosures

Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.

This website is intended to provide general information about BFA and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information.

Market data, articles and other content on this website are based on generally available information and are believed to be reliable. BFA does not guarantee the accuracy of the information contained in this website. The information is of a general nature and should not be construed as investment advice.

Please remember that it remains your responsibility to advise BFA, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.

BFA will provide all prospective clients with a copy of our current Form ADV, Part 2A (“Disclosure Brochure”), Form ADV Part 2B, which is the Brochure Supplement for each advisory person supporting a particular client, and the Form ADV Part 3 (Client Relationship Summary or Form CRS). You may obtain a copy of these disclosures on the SEC website at http://adviserinfo.sec.gov by searching our firm name or CRD# 299060, or you may Contact Us to request a free copy.

Privacy Disclosures

BFA is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described in our Privacy Policy.

BFA does not collect personal non-public information through this website; however, the Advisor may collect information from you on application forms, agreements, profile or investment policy statements, and other documents received or processed in relation to services we provide. We also may collect information from other sources.

We do not respond to “do not track” requests because we do not track you overtime or across third party websites to provide targeted advertising. We may track you across our website to help us improve our content.

We may use “cookies” and similar online technologies to keep, and sometimes track, information about you regarding your usage of our website. Cookies are small data files that are sent to your browser or related software from a Web server and stored on your device. Cookies help us to collect information about your usage of our website, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site, such as the browser used. You can refuse to store or delete cookies by configuring your web browser settings. Most browsers and mobile devices have their own settings to manage cookies. If you refuse a cookie when on our website, or if you delete cookies, you may experience some inconvenience in your use of our website, such as having to re-configure preferences.

When you are on this website you may have the opportunity to click-through to other websites, including websites operated by unaffiliated third parties. These sites may collect nonpublic personal Information about you. We do not control sites operated by these entities and are not responsible for the information practices of these sites. This Privacy Policy does not address the information practices of other websites. The privacy policies of websites operated by third parties are located on those sites.

For a copy of BFA’s Privacy Policy, please see “Privacy Policy” below.

Email Disclosures

BFA often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. BFA makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send BFA private information by email. If you have sensitive data to deliver, we can provide secure means for such delivery.

Please note: BFA does not accept trading or money movement instructions via email.

As a registered investment advisor, BFA emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of BFA or the securities regulators.

If you have received an email from BFA in error, we ask that you contact the sender and destroy the email and its contents.

If you have any questions regarding our email policies, please Contact Us.

Social Websites

BFA may utilize third-party websites, including social media websites, blogs and other interactive content. BFA considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, BFA generally retains copies of information that BFA or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of BFA or the securities regulators.

The information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by BFA’s advisory persons after entering into an advisory agreement and providing BFA with all requested background and account information.

If you have any questions regarding our policies, please Contact Us.

 Privacy Policy

Boston Family Advisors LLC has adopted this privacy policy with recognition that protecting the privacy and security of the personal information we obtain about our Clients is an important responsibility. We also know that you expect us to provide services to you in an accurate and efficient manner. To do so, we must collect and maintain certain personal information about you. We want you to know what information we collect and how we use and safeguard that information.

Information We Collect: We collect certain nonpublic information about you (“Client Information”). The essential purpose for collecting Client Information is to allow us to provide advisory services to you. Client Information we collect may include:

  • Information that you provide on applications or other forms. This Client Information may include personal and household information such as income, spending habits, investment objectives, financial goals, statements of account, and other records concerning your financial condition and assets, together with information concerning employee benefits and retirement plan interests, wills, trusts, mortgages, and tax returns.
  • Identifying information such as your name, age, address, social security number, etc.
  • Information about your transactions with us, or others (e.g., broker-dealers, clearing firms, or other chosen investment sponsors).
  • Information we receive from consumer reporting agencies (e.g., credit bureaus), as well as other various materials we may use to provide an appropriate recommendation or to fill a service request.

Security of Your Information:
We restrict access to your nonpublic personal information to those employees who need to know that information to service your account. We maintain physical, electronic and procedural safeguards that comply with applicable federal or state standards to protect your nonpublic personal information.

Information We Disclose:
We do not disclose the nonpublic personal information we collect about our Clients to anyone except: (i) in furtherance of our business relationship with them and you, and then only to those persons necessary to effect the transactions and provide the authorized services (such as broker-dealers, custodians, independent managers etc.); (ii) to persons assessing our compliance with industry standards (e.g., professional licensing authorities, consultants, etc.); (iii) our attorneys, accountants, and auditors; or (iv) as otherwise provided by law.

We are permitted by law to disclose the nonpublic personal information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative or marketing services on our behalf or for joint marketing programs). These third parties are prohibited to use or share the information for any other purpose. 

Information We Disclose to Non-affiliated Third Parties: 
We share information about you, including personal information, with unaffiliated third-party service providers such as: client relationship management systems, financial planning and portfolio management software and platforms, technology providers, website and application development, web hosting, maintenance, backup, storage, virtual infrastructure, and other services provided by vendors which may require them to access or use personal information. If a service provider needs to access information about you to perform services on our behalf, they do so under instruction from us, including instructions that require that they abide by policies and procedures designed to protect your information.

Massachusetts State-Specific Regulations
In response to a Massachusetts law, Clients must “opt-in” to share non-public personal information with non-affiliated third parties before any personal information is disclosed. Client opt-in is obtained through the Client’s execution of authorization forms provided by the third parties, by executing this Privacy Policy Notice, or by other written consent by the Client, as appropriate and consistent with applicable laws and regulations.

Massachusetts Residents Opt-In Right: 
If you are a resident of Massachusetts, we are prohibited from sharing any of your private information (other than disclosures permitted by law) with any third party unless you specifically give us your consent. We are requesting that you opt in to the disclosures to third parties as outlined above. To do so, you may complete the section below.

Former Clients:
If you decide to close your account(s) or become an inactive Client, we will adhere to our privacy policies, which may be amended from time to time.

Non-Massachusetts Residents Opt-Out Right: 
If you are not a resident of Massachusetts, and if you prefer that we not disclose nonpublic personal information about you to third parties, you may opt out of those disclosures, that is, you may direct us not to make those disclosures (other than disclosures permitted by law). If you wish to opt out of disclosures to third parties, you may complete the section below.

Changes to Our Privacy Policy: 
In the event there were to be a material change to our privacy policy regarding how we use your confidential information, we will provide written notice to you. Where applicable, you would be given an opportunity to limit or opt-out of such disclosure arrangements.


Questions:

If you have questions about this privacy notice or about the privacy of your Client information please  Contact Us.